At Capfin we believe that there is a better way than the bank way. There is no need to stand in looong bank queues, and sign piles of paper to apply for a short term loan. All you need is your SA ID and 3 most recent bank statements and latest payslip to be permanently employed and paid monthly into an SA Bank account.
Capfin’s 6 & 12-month loan products are the result of years of refinement and conversations with our over 3million former and current customers, to understand what they need and when they need it.
Our trusted partners, PEP and Ackermans, provide our customers with the assurance that they are working with some of South Africa's most well known and trusted retailers. Through their over 1740 stores our customers enjoy all the advantages of not having to go to a bank; from better opening hours to, shorter queues and friendly service.
And don't forget we are here to help you with every step of your application. Our consultants speak all 11 official languages so we can help you in your language, plus our existing customers enjoy FREE access to CapfinDirect, our self service tool online and via USSD
1. Take your SA ID and 3 most recent bank statements and latest payslip to your nearest PEP or Ackermans store
2. Scan your SA ID and 3 most recent bank statements and latest payslip at the tillpoint
3. And Capfin will call you back to complete your application for a loan your can afford