Monthly instalment
R297.88
*The amount we can lend you depends on your credit application and affordability assessment.
Interest, Fees & Credit life
R787.27
Total to Repay
R1 787.27
How it works
Do I qualify?
Use the Capfin Loan Calculator to determine the right loan amount for your needs. Instantly view your potential repayments and complete our quick application form to receive a personalised pre-approval offer.
Can I afford it?
After receiving your pre-approval, submit your detailed income and expense information so we can assess your loan affordability. Once this assessment is complete, we will provide you with your final Capfin loan approval.
Let's finalise it!
Once your loan is approved, select your loan amount, provide your banking details, and upload the required documents to complete your application. Our simple and fast process ensures you have access to your loan within 48 hours.
Use the Capfin Loan Calculator to determine the right loan amount for your needs. Instantly view your potential repayments and complete our quick application form to receive a personalised pre-approval offer.
After receiving your pre-approval, submit your detailed income and expense information so we can assess your loan affordability. Once this assessment is complete, we will provide you with your final Capfin loan approval.
Once your loan is approved, select your loan amount, provide your banking details, and upload the required documents to complete your application. Our simple and fast process ensures you have access to your loan within 48 hours.
Success Stories
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Valery Lucas’s story is a powerful testament t...
Learn about loans
Dive into Capfin's Knowledge Hub to explore everything you need to know about personal loans, responsible borrowing, and smart money management. From understanding different loan types to practical credit tips, our resources are designed to help you make informed decisions that align with your financial goals. Start exploring today and take a step closer to achieving financial wellness!
Google reviews
Mark Harris
in the last week
I applied for a small loan between Christmas and New Year and was extremely surprised at the speedy and professional response I received from Capfin. What a pleasant experience. Fast, efficient and extremely helpful replies. My loan was approved and finalized in a few short days. Thank you Capfin, you have been a tremendous help..kind Regards, Mark
Dipuo Angelina Lumbala
in the last week
The process to apply for a loan was quick and easy. The problem came after though as I continuously kept getting messages and emails requesting my documents and then confirming receipt of my documents (this is days after the loan was paid out and I had sent everything), so I am not sure if these sms's and emails are system generated, but it's a bother and gets me a little worried everytime I get confirmation that the money is on the way when I have already received the money. Please can that be looked into
Nkosingiphile Nkosi
2 weeks ago
I never had issues a part from the time I missed payments... But even after miss payment they gave me another loan.. Fast and convenient I just love the service very good