Monthly instalment
R303.46
*The amount we can lend you depends on your credit application and affordability assessment.
Interest, Fees & Credit life
R820.77
Total to Repay
R1 820.77
How it works
Do I qualify?
Use the Capfin Loan Calculator to determine the right loan amount for your needs. Instantly view your potential repayments and complete our quick application form to receive a personalised pre-approval offer.
Can I afford it?
After receiving your pre-approval, submit your detailed income and expense information so we can assess your loan affordability. Once this assessment is complete, we will provide you with your final Capfin loan approval.
Let's finalise it!
Once your loan is approved, select your loan amount, provide your banking details, and upload the required documents to complete your application. Our simple and fast process ensures you have access to your loan within 48 hours.
Use the Capfin Loan Calculator to determine the right loan amount for your needs. Instantly view your potential repayments and complete our quick application form to receive a personalised pre-approval offer.
After receiving your pre-approval, submit your detailed income and expense information so we can assess your loan affordability. Once this assessment is complete, we will provide you with your final Capfin loan approval.
Once your loan is approved, select your loan amount, provide your banking details, and upload the required documents to complete your application. Our simple and fast process ensures you have access to your loan within 48 hours.
Success Stories
How a Capfin Loan Fuelled Eldridge's Taxi Side Hustle | Capfin
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Capfin Loan Empowers Limakatso’s HR Career Ambition | Capfin
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How a Capfin Loan Helped Valery With Home Repairs
Valery Lucas’s story is a powerful testament t...
Learn about loans
Dive into Capfin's Knowledge Hub to explore everything you need to know about personal loans, responsible borrowing, and smart money management. From understanding different loan types to practical credit tips, our resources are designed to help you make informed decisions that align with your financial goals. Start exploring today and take a step closer to achieving financial wellness!
Google reviews
Manie
a week ago
When I could not get a loan from any other institutions because I did not have a good credit score, due to me not having any debt. I need the money to finish our home. Capfin approved my first loan. I have had a number of loans since then and have completed the building of our home. Thanks to Capfin I am a home owner of a beautiful three bedroom house
Dipuo Angelina Lumbala
2 weeks ago
The process to apply for a loan was quick and easy. The problem came after though as I continuously kept getting messages and emails requesting my documents and then confirming receipt of my documents (this is days after the loan was paid out and I had sent everything), so I am not sure if these sms's and emails are system generated, but it's a bother and gets me a little worried everytime I get confirmation that the money is on the way when I have already received the money. Please can that be looked into
Busisiwe Masombuka
in the last week
I’m not quiet happy with my application this time around I urgently needed money and the process of application and approval was fast but when it came to having to receive the money I was told they are have technical issues and there is not much they can help me with .when I asked they cancel my application because by the time I receive the money I would no longer need it and I’ll be paying interest for money I didn’t use when they are the ones having technical issues causing inconvenience now i will be left paying money I didn’t use. im truly not happy they shouldn’t have approved and delayed it until they issue is solved on their side