A Capfin customer is helping her child with her schoolwork and setting her up for future success.

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Capfin customer working on a sewing machine for his side hustle, supported by a Capfin loan.

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Capfin customer uses her laptop to learn more about personal loans.

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Capfin customer boosts her side hustle income in a busy salon with a Capfin loan.
Capfin has a 4.7 rating on Google. If you’ve had a great experience, leave a google review.

Loan amount

R1 000

R1 000R50 000

Monthly instalment

R303.46

*The amount we can lend you depends on your credit application and affordability assessment.

Interest, Fees & Credit life
R820.77

Total to Repay
R1 820.77

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How it works

Do I qualify?

Use the Capfin Loan Calculator to determine the right loan amount for your needs. Instantly view your potential repayments and complete our quick application form to receive a personalised pre-approval offer.

Can I afford it?

After receiving your pre-approval, submit your detailed income and expense information so we can assess your loan affordability. Once this assessment is complete, we will provide you with your final Capfin loan approval.

Let's finalise it!

Once your loan is approved, select your loan amount, provide your banking details, and upload the required documents to complete your application. Our simple and fast process ensures you have access to your loan within 48 hours.

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Success Stories

How a Capfin Loan Fuelled Eldridge's Taxi Side Hustle | Capfin

How a Capfin Loan Fuelled Eldridge's Taxi Side Hustle | Capfin

When life presented unexpected turns for fo...

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Capfin Loan Empowers Limakatso’s HR Career Ambition | Capfin

Capfin Loan Empowers Limakatso’s HR Career Ambition | Capfin

Limakatso Mahlonoko’s story of furthering h...

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How a Capfin Loan Helped Valery With Home Repairs

How a Capfin Loan Helped Valery With Home Repairs

Valery Lucas’s story is a powerful testament t...

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Learn about loans

Dive into Capfin's Knowledge Hub to explore everything you need to know about personal loans, responsible borrowing, and smart money management. From understanding different loan types to practical credit tips, our resources are designed to help you make informed decisions that align with your financial goals. Start exploring today and take a step closer to achieving financial wellness!

Google reviews

4.7 rating of 4,041 reviews

Manie

a week ago

When I could not get a loan from any other institutions because I did not have a good credit score, due to me not having any debt. I need the money to finish our home. Capfin approved my first loan. I have had a number of loans since then and have completed the building of our home. Thanks to Capfin I am a home owner of a beautiful three bedroom house

Dipuo Angelina Lumbala

2 weeks ago

The process to apply for a loan was quick and easy. The problem came after though as I continuously kept getting messages and emails requesting my documents and then confirming receipt of my documents (this is days after the loan was paid out and I had sent everything), so I am not sure if these sms's and emails are system generated, but it's a bother and gets me a little worried everytime I get confirmation that the money is on the way when I have already received the money. Please can that be looked into

Busisiwe Masombuka

in the last week

I’m not quiet happy with my application this time around I urgently needed money and the process of application and approval was fast but when it came to having to receive the money I was told they are have technical issues and there is not much they can help me with .when I asked they cancel my application because by the time I receive the money I would no longer need it and I’ll be paying interest for money I didn’t use when they are the ones having technical issues causing inconvenience now i will be left paying money I didn’t use. im truly not happy they shouldn’t have approved and delayed it until they issue is solved on their side